Ruhm Insurance Agency, LLC
Arkansas, Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, Ohio (Resident State), Oregon, Pennsylvania, Tennessee, Texas & Virginia.
I provide the following services for individuals, families and small businesses. Please click on any of the links to learn more.
As an Insurance Adviser, it's my moral and ethical obligation to present all the solutions available for your situation. Every client has a different need, situation and solution. Our goal is to provide you with the right coverage. If you want a second opinion on a current policy, we're happy to provide. Our services are always free and we're happy to review coverage.
Leaving a job, self employed or preparing for retirement we're here to help you through the transition,
We specialize in working with CPA's, Financial Planners, Human Resource Departments and Property Casualty agents to assist (not interfere) with solutions they do not provide. We educate current and future clients as they transition from one aspect of life into another and do our best to make sure they are prepared with proper insurance products that will meet the needs for themselves and or their families.
When we work with any of the above referral partners, we are 100% committed to not crossing any lines of insurance that they may offer. In fact, we actually address the needs and refer back if appropriate.
Chris Ruhm is an independent agent since 2000,. The Ruhm Insurance Agency is an independent agency and we represent over 40 insurance carriers. We shop the carriers to find you the right coverage.
My passion is finding the solution: the best policy available at an affordable premium to fit your needs. Keeping your money where it belongs, in your pocket vs the insurance companies. We educate our clients so an informed decision can be made. It's about preserving your wealth so you can live with peace of mind.
When we're not doing insurance you can find us with family, hiking, playing with our dogs and enjoying the great outdoors. This pic was taken in Glacier National Park at Grinell Glacier. My partner is Dina Dean in the picture. She is a licensed agent, but still enjoys her cleaning business for now.
Please choose a meeting type below that meets your needs.
Licensed in 18 States.
Whenever purchasing a policy with me or any Insurance Advisor, NEVER cancel your current policy until the new one is in place. If any questions on the application would change from a NO to YES before the proposed effective date, but after the application is submitted could result in a declined policy. Certain guaranteed issue rights may negate this statement, but always discuss with your Advisor.
While I always hate to see you go, I understand circumstances may find you a better option. Should you need to cancel your plan, please call the number on the back of your ID card for the quickest solution. I am not able to cancel your policy on your behalf unless you email or fax me a signed cancellation notice with the current date, the date you would like your policy cancelled, your policy number and the insurance company.
I work and network with CPA's. Financial Planners, Estate Lawyers, Property & Casualty Agents, PEO's, Group Health Advisors & Human Resource departments across the country to assist with the transition from job-based coverage to the Individual/Family Health, Medicare & Life insurance solutions. I would love an introduction to yours or I can connect you with some in my network.
Any form filled out on my site will solely be used strictly for its intended need. It will not be sold, passed on or shared with any other agents without your permission. When filling out my forms, only Chris Ruhm or one of his agents will reply to your request. You may rescind my permission to contact you at any time per your request.
Government Disclaimer: Not connected with or endorsed by the United States government or the federal Medicare program. National producer number is 3772700.
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Neither the insurance company nor the agent/broker making a solicitation have any connection or affiliation with, and are not in any way sponsored by, the federal or state government, the Social Security Administration, the Centers for Medicare and Medicaid Services, or the Department of Health and Human Services.
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