Instant Quote - Quote, Apply & Enroll

This page is for the do-it-yourselfers! You can quote, apply and enroll in Medicare, Health, Dental, Short Term and Life Insurance. You will not be called by a plethora of agents using my instant quote tools. All forms and quotes only come to me.  Please reach out if you have any questions or need help applying.

• Medicare Advantage & Prescription Drug Plan (Instant Quote, Apply & Enroll) If you simply want to check it out on your own, this is the link.  I do not represent every plan, please call 1-800-Medicare for all plan options.

• Obamacare/ACA (Instant Quote, Apply & Enroll)  My Healthsherpa quoting tool is a direct pathway to the government website. However, here you can get a quote before filling out the entire application. 

These plans are best designed to cover you for 3 months or less.  By the end of 2023, it will likely be mandatory they are under 3 months.

• Short Term with United Healthcare Golden Rule.
• Short Term Health Quote with AllState  

Zion Health is a medical cost sharing and membership-based health plan.  It's a community of like-minded individuals who help share in the costs of one another's large medical expenses. It's available for individuals, families and employer groups. The savings can be incredible compared to traditional health insurance plans on the individual and group markets. Zion is the #1 Rated Health Sharing company for customer service. Please read the guidelines and check out the pricing below. If you have a company, please reach out regarding a quote.  It can save you and your employee's a lot of money.

• Member Guidelines
• Quote, Apply & Enroll

• Get an Instant Quote- No Medical Exams, decisions in minutes.  Term, Whole Life & Final Expense policies.

PPO Options that allow you to see any dentist, but it's always best to use in-network dentists for the most value and lowest cost.  Outside of preventive care, plans typically have reduced benefits, waiting periods or both in the first year.  

National Options:

• Allstate (Dental & Vision) - Variety of Plans
• Ameritas Primestar(Dental & Vision) - Big Network & Solid Plans
• Humana (Dental & Vision) - Solid PPO plans. 
• Metlife (Dental & Vision) - A $10,000 annual benefit option.
• Nationwide (Dental & Vision) - National recognition, solid plans
• Spirit Dental (Ameritas Network), Big network and a solid variety of plans.  No Vision option but it can be purchased on its own.  
• United Healthcare (Dental & Vision) - Variety of Plans

Regional Options:

• Delta Dental of Arizona- Great Network & Plans in AZ only.
• Delta Dental of Ohio, Michigan & Indiana - Great Network, plans are lacking in my opinion.

• Dental Discount Plans - 10-60% off most dental procedures with no waiting periods or annual maximums. Always check with your dentist to make sure they accept these plans before each visit.

• Travel-Trip Medical Plans provide coverage while traveling abroad for a short trip, extended mission or job assignment. Affordable protection when travelling anywhere outside of the United States. Click on the link to quote, apply and enroll in the plan that meets your travel needs.  There is limited coverage outside of the United States and repatriation via medical transport can be expensive.