Health Insurance
Marketplace - Obamacare
Love it or hate it, the Marketplace, aka Obamacare is the only place to get individual health insurance that covers preexisting conditions. Many myths exist about the Marketplace, but no matter how little or much money you make, how sick you may be, anyone can get a plan during certain times of the year. Please see my quoting tools if you would like a no-obligation quote or you may fill out this form and I will send you a quote.
Short-Term Health
Short term health insurance plans are private individual plans designed to fill a gap in their insurance needs from 1 month up to 3 years depending on which state you reside. They are individual health plans that you can get anytime, but qualifying health questions must be answered. They provide a PPO option that is not Affordable Care Act compliant.
Likely reasons for Short Term:
- You missed the Affordable Care Act Open Enrollment.
- Waiting for benefits to start with a new employer.
- Unemployed and need temporary coverage.
- On COBRA looking for a temporary lower cost replacement.
- Less than a year from Medicare and want an affordable catastrophic PPO option.
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Self Employed-Group
Supplemental Insurance
If you’re self employed, 1099, and or a sole proprietor not subsidized on the marketplace and in good health, I may have a small group private health insurance plan for you and your family. Please review this questionnaire for qualifications.
If you're a large group employer (6+ employee's), please fill out this form for a quote and I will be in touch.
Supplemental Insurance
Health Savings Accounts
Supplemental Insurance
Need help with Supplemental insurance? We have quite a few offerings to compliment your individual health insurance plan:
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Accident Insurance
- Hospital Indemity Insurance
- Cancer Insurance
- Home Health Care Insurance
- Term Life Insurance
- Long Term Care Insurance
- Disability Insurance
Health Savings Accounts
Health Savings Accounts
Health Savings Accounts
The best tool in Health Insurance, HSA Eligible plans.
Triple Threat:
1. Reduces taxable income.
2. Money earned is tax free and you can invest in Stocks, Etf's, and Mutual Funds.
3. Money taken out for qualified health expenses is tax free.
I recommend checking with your Financial Advisor, Bank or Fidelity for account options. I mention Fidelity because mine is with them and it's free.