Ruhm Insurance Agency, LLC
I have 20 years of insurance experience helping clients with retirement income and protection solutions. As an independent agent, I represent over 40 carriers. I can shop the carriers and find you the right plan at an affordable premium. It's always a no-obligation quote and review. I am currently licensed in 14 states. Please browse the tabs at the top of my website to see how I can help you.
As an Insurance Adviser, it's my moral and ethical obligation to present all the solutions available for your situation. Every client has a different need, situation and solution. However, the same care goes into finding it, like I was helping my mother. I want you to feel like family working with me.
I specialize in working with CPA's, Financial Planners, Human Resource Departments and Property Casualty agents to assist (not interfere) with solutions not provided by their organizations. I educate my current and future clients as they transition from one aspect of life into another and do my best to make sure they are prepared with proper insurance products that will meet the needs for themselves and their families.
I began my insurance career in 2000, offering home and auto insurance for a local Cincinnati agency. In 2002, I added my life and health license to expand my offerings. In 2003, my entrepreneurial spirit took over and the Ruhm Insurance Agency, LLC was established. My passion with insurance, is the solution. Finding the best policy available at an affordable premium to fit your needs. I educate my client on their choices so an informed decision can be made. It's all about preserving your wealth so you can retire in comfort with peace of mind. My services are free and I only get compensated if I help you apply and get approved for a policy. Please check out my Google Reviews.
This is a proprietary website and it's not, associated, endorsed or authorized by the Social Security Administration, the Center for Medicare and Medicaid Services, the Department of Health & Human Services or any State Departments of Insurance. This site contains information about Medicare, Health, Life and supplemental insurance. You may visit the official government websites at www.medicare.gov, www.healthcare.gov or your state department of insurance if you would like to find more information. Never cancel your current policy until your new policy is effective. Any changes to your health prior to coverage taking place needs to be reported to the insurance company, which could result in a policy not being issued.
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