Individual health insurance is designed for individuals and families that may be self employed, between jobs, on COBRA, students, waiting for benefits to start or a situation where your company might not offer benefits. Many changes have taken place as we are all aware.

If you need help navigating through the health insurance marketplace, please fill out the form below for us to contact you. Clicking on the banner above will provide you with a quote in most states. In addition, it will let you know if you receive a premium tax credit, cost sharing or possibly both. It is much quicker than going to the healthcare.gov website. Last, if it is determined that you qualify for Medicaid, you can click here for instructions on how to apply in Ohio. If it is a different state, please use the contact us and I can research it for you.

*Silver Plans provide the most value. You can receive premium help and cost sharing reductions on deductibles, copayments and max out of pocket exposure. Platinum, Gold and Bronze plans only provide premium help if you qualify.

Healthcare Marketplace Identification
Christopher Ruhm
Identification: CRUHM1971
National Producer Number: 3772700

Licensed in AZ, KY & OH


Family Healthcare

*By completing this form, you authorize Chris Ruhm or one of his agents to contact you by phone, text or fax at the phone number provided. You are not required to purchase any product. This consent applies to all products currently or in the future marketed or sold by us. This authorization continues until it is revoked by you. All information provided is at no obligation to you.