Since the introduction of the Affordable Care Act often known as Obamacare there has been a lot of confusion. I can help you siphon through the confusion. Without a special election period that is triggered by a specific event, you must get or renew your plan during the annual open enrollment that runs 11/1-12/15 annually. Plans run on a calendar year from 1/1-12/31.
The plan premiums are priced by income, number of participants, carrier and where you live. You may qualify for a subsidy based off your income. A subsidy can help with your premium, cost sharing (Silver Plans) or both. It's always best to contact me so we can discuss your situation. health insurance dental insurance
Let me help, call 877-409-2582 or use the contact us form below.
Short term health is a great option for the following people:
The Affordable Care Act (ACA) plans still make for the best option. However, if you simply refuse to purchase an ACA plan, this is absolutely better than nothing. With the penalty Obamacare enforces, you would still save money purchasing a short term plan. If you would like a short term health quote, please use the "Get a Quote" button. The bold and highlighted information is very important to know when making this decision.
In addition to National General "Get a Quote" link below, I do offer another carrier United Healthone/United Healthcare formerly known as Golden Rule. You can use this link to see their rates.
I provide two health sharing options. Both have limitations, but make a great affordable option to Obamacare for the right people. Altrua Health Sharing plans have a much lower cost than ALiera. We can discuss the limitations and make a decision if these plans will work. Access to the plans and rates is provided below.
Aliera Healthcare is an innovative healthcare organization offering both traditional healthcare and healthcare sharing plans, which are an alternative to traditional insurance. At the core of Aliera plans is a concentration on the patient using our “Core 4” Patient Centered Medical Home Model of Care.
Altrua Health Sharing
Individuals, couples, families, churches and organizations contribute financially into the members’ escrow account and we act as the neutral escrow agent for the members.Members’ medical needs are shared according to the Membership Guidelines and escrow instructions. Members are asked to submit a monthly contribution. Members present their Membership ID card when medical services are received and the provider submits the medical need according to the instructions on the back of the card.
Dental insurance plans for individuals and families play an important role in your overall health. Annual cleanings, x-rays and exams help eliminate other health related problems associated with poor oral hygiene. Individual and family plans are great for self employed or individuals not getting coverage through their employer.
When considering a dental insurance plan, the following scenarios could apply. The plan could be a HMO, PPO or a Fee Schedule (discount plan). You may click on any of the links below to get a no obligation quote.
See a plan, lets discuss before applying to make sure you understand the benefits & network. In addition, we provide vision insurance options. Own a business? Group plans are available.
Discount plans are available in all 50 states for individuals, families and groups. Discount plans are not insurance, but give you access to the network discounts from 10%-60%. Remember, you must use in-network providers. One of the best features, no waiting periods or annual maximums.
I consider discount plans to be the “Sam’s Club” or “Costco” of dental savings. If you’re not in a hurry to get a plan, many great sales are offered throughout the year that I can inform you about. If you need assistance with plan selection, a group plan, finding a dentist or when the next great sale happens, please give me a call.
You can see pricing for individual and family plans by clicking on "Get a Quote". Many plans offer additional discounts on telemedicine, vision, prescription and chiropractic services. If you call Dental Plans and choose a plan, make sure you provide my Broker Code: 44699.
This is a proprietary website and it's not, associated, endorsed or authorized by the Social Security Administration, the Center for Medicare and Medicaid Services or the Department of Health & Human Services. This site contains information about Medicare & Health Insurance and services related to helping people with Medicare and Health Insurance. You may visit the official government websites at www.medicare.gov or www.healthcare.gov if you would like to find more information.