Chris Ruhm-Insurance Advisor
We make getting quotes easy. You can fill out an insurance quote form or use our instant quote feature if available. We do not sell or market your information. You work with Chris Ruhm from start to finish.
Currently Licensed in AZ, AR, CO, FL, GA, KY, KS, IN, NV, OH, OR, MD, MI, MO, TN, TX, PA & VA. If you are getting a quote or policy on a product not listed below, please let me review it. I will give you an honest breakdown and let you know if it's a legitimate insurance product. If there are better products than suggested below, I would like to know.
Section 1: Medicare Supplements, Advantage & Prescription Drug Plans
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”
Section 2: Health Insurance (Under 65) for individuals & families.
Individual Health Insurance (Obamacare Plans)
Short Term Health Insurance
Short term health plans are not long term solutions. The timing of a policy expiration date can leave you uninsured. Ideal for people between jobs or within 1-3 years (depending on state) of Medicare looking for potentially lower cost solutions.
Health Sharing for Individual & Families (NOT INSURANCE)
Altrua, Sedera and Zion Health are medical cost sharing and NOT INSURANCE, but membership-based health sharing plans. It's a community of like-minded individuals who help share in the costs of one another's large medical expenses. It's available for individuals, families and employer groups. The savings can be incredible compared to traditional health insurance plans on the individual and group markets.
Group Health (Insurance & Healthsaring Options)
Dental Insurance (quote form) This form will help me navigate the options below for you. In addition, some carriers do not have the self quoting options. If you want to see rates and not be bothered by anyone, most of links provide simple quoting, apply and enrollment tools.
Other Solid Options:
Section 4: Life Insurance
Life Insurance Quote: (quote form) This is the best route for Life quotes. You really should not be buying life insurance online unless you know exactly what you need.
Section 5: Paycheck & Asset Protection
Section 8: Travel/Trip Health Insurance
If you want to schedule a meeting, please use this calendar link. If you see something I don't offer, need a referral to a trusted partner (Tax Professional, P&C agent, Financial Planner, etc.) or simply want me to call-just scroll down a bit and use the contact form. I have a blog and YouTube page with additional helpful information.
By filling out this insurance quote form, Chris Ruhm or one of his agents will reach out to you. If we use a trusted partner, it will be communicated before sharing the referral. We do not sell or share your info with anyone. You may rescind our permission to contact at your request.
Cincinnati, Ohio, United States
(513) 335-2465 or (218) MEDIGAP
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Neither the insurance company nor the agent/broker making a solicitation have any connection or affiliation with, and are not in any way sponsored by, the federal or state government, the Social Security Administration, the Centers for Medicare and Medicaid Services, or the Department of Health and Human Services.
Copyright © 2018 Ruhm Insurance Agency, LLC